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OP here! I had insurance on the car, I did it over the phone the day before I collected the car so I was all legal to drive it. The guy who hit me had no insurance on his car, and was promptly taken away by the police who were called to the scene by a passing motorist. It was a head-on collision caused by the other driver, so I'm not at fault. My car is what my insurance call "a total loss" so it's beyond economical repair and wouldn't be safe to be back on the road anyway. My insurance company are going to deal with all the valuations and payouts (I can get a payout on the value of the car) but it's just such a shame as the car was super-low mileage, factory-spec, high-specification and in MINT condition. It was a car I'd always wanted but alas, it was not meant to be! No serious injuries to report, couple of cracked ribs from the impact/airbags and bruises but I was able to walk away from the accident, which is a plus. Not sure what affect this will have on my insurance premiums though, but time will tell.

Family sticks together

By R we Hillbilliez? - 01/04/2021 00:30

Today, I overheard my husband screaming and sobbing into the phone. Apparently, his mistress has been cheating on him with both his brother and their uncle. Who’s the woman in question? My much younger niece, who lives next door. I don’t even know where to begin to approach this dumpster fire. FML

I agree, your life sucks 2 031

You deserved it 144

New nickname just dropped

By Anonymous - This FML is from back in 2016 but it's good stuff - United States - Midland

Today, I was talking with a very attractive coworker outside when a moth flew into my ear. I started screaming and hitting my ear because it was stuck and alive in my ear. I spent the rest of the day at the ER. I'm forever known as The Moth Lady. FML

I agree, your life sucks 11 796

You deserved it 1 060

Judge not lest you be judged, my friend

By Anonymous - This FML is from back in 2009 but it's good stuff - United States

Today, I was riding my bike and stopped at a street light. A little girl looked at me, then asked her mother, "Mommy, why does that girl have a ring through her nose?" Her mother then replied, "Because her parents don't love her." FML

I agree, your life sucks 72 043

You deserved it 20 001

By katie - 23/08/2019 06:00 - United States - Chicago

Today, my boyfriend and I decided to try the ice cubes in the vagina thing we'd read about. He kept sticking one in after another and they got stuck. My vagina had a brain freeze for a half an hour. FML

I agree, your life sucks 1 899

You deserved it 4 111

By ohwell - 01/09/2016 17:49 - United States - Arlington

Today, I handed in my 2 weeks notice, since I have to leave for college soon. My boss told me it was fine, then cut all my remaining shifts. FML

I agree, your life sucks 14 485

You deserved it 1 290

Animal control

By possum oh possum - 02/05/2021 05:01 - United States

Today, I had a small get together in my backyard. My idiot sister got blackout drunk and found a stray cat. She was holding it and taking selfies, until her dumbass realized she’d actually picked up a possum. She panicked and dropped it. Now it’s loose somewhere in my house and I can’t find it. FML

I agree, your life sucks 1 286

You deserved it 142

Welcome home!

By Still Waiting - 16/08/2016 18:54 - United States - Wenatchee

Today, I had an appointment. After 2 hours of waiting in the sun, my mom finally picked me up and lectured me on how irresponsible my dad was for not communicating with her. Not 5 minutes after I got home, my dad showed up and gave me the same exact lecture about my mom. FML

I agree, your life sucks 14 907

You deserved it 1 015

The one that got away

By Anonymous - 25/09/2019 18:00 - United States

Today, the only person who remembered my birthday was my stalker ex. He left condoms, birth control, furry handcuffs, and a lingerie set in my mailbox, with a note saying to prepare for our anniversary. We went out for a week. In sixth grade. FML

I agree, your life sucks 2 191

You deserved it 165

By mrsimintrouble - 29/07/2016 06:01 - United States - Redding

Today, my first day on the job, I locked up the office after everyone left and set the alarm. An hour later, my new boss angrily emailed me that I locked him inside the building, setting off the alarm and prompting the entire police department to show up. FML

I agree, your life sucks 16 771

You deserved it 2 385

By Justme - 30/06/2016 18:20 - United States - Missoula

Today, while I was riding the bus to work, I noticed the guy sitting across from me had shorts on. He also had no underwear on and I could fully see his "parts" just hanging there. I decided to switch seats but as I stood up to move, the bus jerked. I fell face forward right into his "parts". FML

I agree, your life sucks 12 136

You deserved it 1 489

Good friends

By cavallo31 - 28/06/2016 00:47 - United States

Today, I invited my friends to meet up at the park. After asking twice, I finally got the text saying to meet them there. But when I got there, I realized they had already been there for a while. As I was walking up to them, I heard, "Why did you invite him?" FML

I agree, your life sucks 12 014

You deserved it 899

Time to change your mind

By Anonymous - 28/01/2020 18:00

Today, I was going to propose to my girlfriend on my boat at the lake. As we were looking at the mountains all around us, she playfully pushed me off the side into the water. As I got back on the boat, I realized that not only was my cellphone dead, but the ring had fallen into the deep water. FML

I agree, your life sucks 3 675

You deserved it 308

By Anonymous - 18/06/2016 17:43 - Meade

Today, I felt cold while driving, so I blasted the heat. The one thing I didn't expect was a load of tiny spiders spilling out of the vents and writhing all over my dash. FML

I agree, your life sucks 15 137

You deserved it 967

By BoldMoveCotton - 15/06/2016 21:30 - United States - Pleasant Hill

Today, I put in my two-week notice. My boss responded by saying, "Okie dokie" and hanging up. Guess they were glad to be rid of me. FML

I agree, your life sucks 12 091

You deserved it 2 013

By DisturbedMan - 15/01/2014 22:29 - United Kingdom - Maidstone

Today, as if having to endure the noises of my parents having sex in the next room wasn't painful enough, my mom decided to shout, "Yeah! Like a horse!" I want to cry. FML

I agree, your life sucks 66 196

You deserved it 5 963

By Anonymous - 07/06/2016 07:45

Today, my boyfriend called me into the bathroom and proudly showed me how far back he could stand from the toilet while he peed. Unfortunately, he got distracted and peed all over the floor I had mopped just an hour before. FML

I agree, your life sucks 13 925

You deserved it 1 245

By Clumsy76 - 20/04/2018 15:00

Today, I moved into a new downstairs flat. I promptly fell down said stairs. I have a broken pelvis now and can't walk or go down steps for 3 months. FML

I agree, your life sucks 3 700

You deserved it 361

Got away with it, surely?

By Cinnanyan - 02/06/2016 10:20 - Philippines - Quezon City

Today, due to me not looking, I accidentally bit an apple made of styrofoam that was meant to be a part of a display on the kitchen table. My roommates were there and me not wanting to embarrass myself by putting it back, I walked out, apple in hand, to throw it away elsewhere. FML

I agree, your life sucks 6 778

You deserved it 2 642

By KaylaRox1908 - 28/05/2016 02:04 - Canada - Toronto

Today, my bank refused to replace the debit card that I lost because, to prove I was the owner, I had to tell them about my last purchase and I couldn't remember it. I showed them my ID, and that could have worked, had they not misspelt my name on the account. FML

I agree, your life sucks 13 354

You deserved it 1 100

HappyItalian tells us more.

HappyItalian 38

Sunday 29 May 2016 19:24

OP here! Let me explain the situation: The reason why I did not notice my last name being misspelt for so long was because 1. The only way you could see it is if you went to a certain section of your online banking 2. It was just ONE letter off, and I have a very long last name so of course I didn't notice at first I actually came into the bank that day and told them both my problems (that my name was misspelt and that I had lost my card). I don't know why but FML rewrote/reworded my FML so they left out some things. The reason why I couldn't remember my last purchase was because I have a short-term memory problem, so even I have to check online almost on a daily basis what purchases I make. I told them this and they refused to accept that, so I gave them an answer: "I must've bought food, because that's the only thing I remember spending money on this week". And yes, the answer WAS food! They just thought that that was too vague to accept. I gave them all forms of ID I had, including my SS card, but they wouldn't accept it because of the misspelt name. I tried asking them if I could answer my security questions my account asks every time I log in, but they said that "doesn't count" because their online, phone, and in-bank banking are all different from each other. So in conclusion they just shrugged and told me to come back again tomorrow.