Parenting is tough - FML

Parenting is tough

By Paul - 18/01/2026 03:00

Today, I rushed to a pharmacy with a sick toddler and handed the pharmacist my insurance card. He looked at it and said, “This expired six months ago.” I’d been using the digital copy on my phone the whole time and didn’t realize my insurer had changed my group number. I left with a $120 bill and a sticky-handed kid who refused to take medicine. FML

I agree, your life sucks 34

You deserved it 26

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Same thing different taste

By Anonymous - 09/12/2010 02:07 - United States

Today, I spent ages at CVS waiting for a flu shot. The main cause of holdup was a disagreement between the pharmacist and the insurance company over 4 cents. FML

I agree, your life sucks 27 215

You deserved it 2 734

Scheduled pain in the ass

By Anonymous - 29/07/2024 00:00 - United States

Today, I was bounced between four different pharmacies before I could find one that would take my insurance. Apparently, which insurance I had didn't matter as much as to where it came from. Also, one of the pharmacies was on their lunch break. They end their lunch break at 2pm; we came in at 1:58pm. FML

I agree, your life sucks 326

You deserved it 126

Healthcare for all, now

By Anonymous - 27/05/2022 02:00

Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML

I agree, your life sucks 1 248

You deserved it 214

Give me my drugs!

By Anonymous - 10/10/2020 14:02 - United States - Palm Bay

Today, my doctor's office called to reschedule. I hate sacrificing work time at all, but I have to have my contraceptive. The appointment had been set back once already due to insurance issues, and having to wait until November means I'm going to run out… so now I sound like a drug addict. FML

I agree, your life sucks 1 001

You deserved it 200

Healthcare or not?

By Garcia2284 - 13/09/2018 13:00

Today, I asked a customer three times before he saw the doctor if he had any medical insurance and he replied "No" each time. Paying his bill out of pocket, this dude had the nerve to ask, "So why didn't my medical insurance cover this?" He had coverage. FML

I agree, your life sucks 2 997

You deserved it 164

Late stage something something

By Ben - 16/04/2024 00:00 - United States - Lakewood

Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML

I agree, your life sucks 579

You deserved it 96

Delay, deny, defend

By Anonymous - 11/04/2025 15:00 - United States - London

Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML

I agree, your life sucks 314

You deserved it 49

By can you read? - 08/04/2016 19:55 - United States

Today, I got a ticket for driving without insurance. I gave the cop my insurance information, but he said it was invalid because it didn't show an expiration date. When I pointed out the information he was looking for, he ignored me and gave me a ticket anyway. FML

I agree, your life sucks 26 038

You deserved it 1 678

Asshole

By Anonymous - 30/04/2015 17:33 - United Kingdom - Limavady

Today, someone at work took my delicate medication out of the fridge to make room for their lunch. Now my medication has expired. FML

I agree, your life sucks 33 752

You deserved it 2 894

By Stupid - 01/03/2018 15:00

Today, I found out my son has been lying about being sick. He kept complaining so I took him to the doctor and got him some medicine. Now he’s actually sick because he took meds he didn’t even need. He did it solely so he could get an expensive get well soon gift. FML

I agree, your life sucks 4 026

You deserved it 875

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Today, I accidentally pocket dialed my sister while I was masturbating. FML

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Today, while working in my pawn shop, I was showing jewelry to a distinguished lady. I had to fart. I tried to wait. It was too much, so I let it slip silently. As she handled a $2000 necklace, I realized that the 2-foot counter between us would never save her from the foul poisonous cloud that had formed. She realized it too. FML

I agree, your life sucks 818

You deserved it 365

Today, my boyfriend blamed me for his affair, because apparently I "should have made it clear to him" not to have sex with other people. FML

I agree, your life sucks 66 983

You deserved it 6 786

Today, I said to my man, "You used to tell me you love me, but lately you don’t even want me telling you." He responded with a story about his clogged shower drain and then couldn’t understand why I got upset, because apparently this was his “reply to the question I asked.” WTF? FML

I agree, your life sucks 450

You deserved it 142

Today, after I got in my car in the Walmart parking lot, a creepy man knocked on my window. Since I'm incredibly paranoid and scare easily, I put my car in gear and tore out of there, accidentally hitting another car. Apparently he was returning my phone that I dropped. FML

I agree, your life sucks 8 946

You deserved it 40 274

Today, when I got out of the shower, my mother, my boyfriend, and 3 of my friends confronted me for an intervention. My problem? They think I'm a workaholic. What they don't know is that I lost my job 4 weeks ago. I stay up all night filling out job applications. FML

I agree, your life sucks 1 830

You deserved it 235