Money and Insurance: Insurance is a racket

Insurance is a racket

By Anonymous - 16/08/2021 08:01 - Germany - Dresden

Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML

agreeclassic 887

vote type 1 154

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Insurance is a scam

By Anonymous - 12/01/2021 05:01

Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML

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Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML

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By Brokeashell - 15/08/2022 10:00

Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML

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Delay, deny, defend

By Anonymous - 11/04/2025 15:00 - United States - London

Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML

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By Anonymous - 07/03/2021 02:00

Today, I learned that my MS medication is going to cost 25k a month. My insurance won't cover a cent. I don't even make that much in a year. FML

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Injuries? In this economy?

By Olivia - 15/04/2025 03:00 - United States - Newark

Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML

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This is America

By Anonymous - 25/06/2020 08:08

Today, I found out a test I need to see if I need surgery on my gallbladder costs more than my pay check, even with insurance. FML

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stumpygremlin 13

Monday 16 August 2021 17:11

So that begs more questions. Are you unemployed, and if so, is there some kind of unemployment benefit/insurance you can use? Do you live with someone who makes all the money? Is this just a clerical error?