Parenting is tough

By Paul - 18/01/2026 03:00

Today, I rushed to a pharmacy with a sick toddler and handed the pharmacist my insurance card. He looked at it and said, “This expired six months ago.” I’d been using the digital copy on my phone the whole time and didn’t realize my insurer had changed my group number. I left with a $120 bill and a sticky-handed kid who refused to take medicine. FML

I agree, your life sucks 101

You deserved it 67

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Same thing different taste

By Anonymous - 09/12/2010 02:07 - United States

Today, I spent ages at CVS waiting for a flu shot. The main cause of holdup was a disagreement between the pharmacist and the insurance company over 4 cents. FML

I agree, your life sucks 27 216

You deserved it 2 734

Scheduled pain in the ass

By Anonymous - 29/07/2024 00:00 - United States

Today, I was bounced between four different pharmacies before I could find one that would take my insurance. Apparently, which insurance I had didn't matter as much as to where it came from. Also, one of the pharmacies was on their lunch break. They end their lunch break at 2pm; we came in at 1:58pm. FML

I agree, your life sucks 327

You deserved it 126

Healthcare for all, now

By Anonymous - 27/05/2022 02:00

Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML

I agree, your life sucks 1 249

You deserved it 214

Give me my drugs!

By Anonymous - 10/10/2020 14:02 - United States - Palm Bay

Today, my doctor's office called to reschedule. I hate sacrificing work time at all, but I have to have my contraceptive. The appointment had been set back once already due to insurance issues, and having to wait until November means I'm going to run out… so now I sound like a drug addict. FML

I agree, your life sucks 1 002

You deserved it 200

Healthcare or not?

By Garcia2284 - 13/09/2018 13:00

Today, I asked a customer three times before he saw the doctor if he had any medical insurance and he replied "No" each time. Paying his bill out of pocket, this dude had the nerve to ask, "So why didn't my medical insurance cover this?" He had coverage. FML

I agree, your life sucks 2 998

You deserved it 164

Late stage something something

By Ben - 16/04/2024 00:00 - United States - Lakewood

Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML

I agree, your life sucks 580

You deserved it 96

Delay, deny, defend

By Anonymous - 11/04/2025 15:00 - United States - London

Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML

I agree, your life sucks 315

You deserved it 49

By can you read? - 08/04/2016 19:55 - United States

Today, I got a ticket for driving without insurance. I gave the cop my insurance information, but he said it was invalid because it didn't show an expiration date. When I pointed out the information he was looking for, he ignored me and gave me a ticket anyway. FML

I agree, your life sucks 26 039

You deserved it 1 678

Asshole

By Anonymous - 30/04/2015 17:33 - United Kingdom - Limavady

Today, someone at work took my delicate medication out of the fridge to make room for their lunch. Now my medication has expired. FML

I agree, your life sucks 33 753

You deserved it 2 894

By Stupid - 01/03/2018 15:00

Today, I found out my son has been lying about being sick. He kept complaining so I took him to the doctor and got him some medicine. Now he’s actually sick because he took meds he didn’t even need. He did it solely so he could get an expensive get well soon gift. FML

I agree, your life sucks 4 027

You deserved it 875

Taurus_ChicKa 36

Sunday 18 January 2026 8:35

My insurance company always sends cards in the mail. Even if the doctor has my card on file, or I use the digital one, I always keep the newest insurance card. Does your company not do that?

Comments

Taurus_ChicKa 36

Sunday 18 January 2026 8:35

My insurance company always sends cards in the mail. Even if the doctor has my card on file, or I use the digital one, I always keep the newest insurance card. Does your company not do that?