Okay, let me explain it. The OP started to slip on ice, and tried to prevent herself from falling by grabbing the car. Unfortunately, the hand that was grabbing the car had the car keys in that. This means that the OP, when making grabbing motions, effectively scratched her car with the keys, causing a "keyed car" effect.
OP fell and damaged her paint job.
And other hemispheres have winter at different times than others, so it's possible for the OP to be somewhere snowy.
Those of you who can't comprehend how someone has ice on the ground right now obviously live in the northern hemisphere and don't know that there is a southern one. http://lmgtfy.com/?q=seasons+in+the+southern+hemisphere
Speak your mind, but please try and be respectful.
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