Today, I got rejected for approximately the tenth credit card I've applied for, I called a bank to find out why. Apparently I took out a car loan in 2004 and bought a house in 2006. I was 13 in 2004. The credit report does not have any records of this. Thank you identity theft. FML
Add a comment - Reply to : #
You must be logged in to be able to post comments!
Create my account
Sign in
Top comments
By
lizzzie_fml
| 0
I don't know how it works in New York, but here each rejection costs you credit points, so you haven't been doing yourself any favours by applying so often. Then again, Identity Theft sucks, FYL
By
LadyKaya
| 0
Well, I'm sure if you tell them your age and prove it, they'll fix it...but hey, that still sucks.
COMMENTS
By
Jonesy_fml
| 0
Did the bank who gave "you" that loan think you were a really rich 13-year-old?
Reply
HahaYDI
| 0
YDI for buying approximately 10 credit cards, even one is a disaster..
Reply
lo1337a
| 1
SHE. WOMAN. SHE.
Reply
p89hg69
| 0
lulz
Reply
gothymama
| 0
Since when do you "buy" credit cards?
Reply
Palentar
| 0
wow, learn to spell before you call someone an idiot you retard.
Reply
AliceSaysFYL
| 0
Haha, so true lol
Reply
horsegirl331
| 6
Ur a jerk and a slut or man whore how do u like tht a taste of ur own medican
Reply
horsegirl331
| 6
For the one tht said retard
By
mrlucky4444
| 0
That really sucks
By
LadyKaya
| 0
Well, I'm sure if you tell them your age and prove it, they'll fix it...but hey, that still sucks.
Reply
cxal_fml
| 0
actually they don't. Even if you can prove identity theft, its nearly impossible to get a new social security number - which is what you need to fix your credit. 20/20 did something on this a few years ago.
Its not to uncommon with estranged parents who steal their children's social security numbers (hmmm, op could this be your situation?)
Its not to uncommon with estranged parents who steal their children's social security numbers (hmmm, op could this be your situation?)
Reply
Sigil
| 11
yep, you are right.
By
lizzzie_fml
| 0
I don't know how it works in New York, but here each rejection costs you credit points, so you haven't been doing yourself any favours by applying so often. Then again, Identity Theft sucks, FYL
Reply
Rawr6591
| 21
Works the same in NY
Reply
natsaysheyyy
| 16
You're only 18 and you've applied for 10 credit cards in the last year?! Wow, that is terrible for your credit too. You didn't think before doing this, OP? Here's a few tips. Next time you decide you want to open a credit account, order your credit score online from one of the three major bureaus. Then, look up online what cards you would be approved for with that score. Much less chance of getting denied.
Reply
Kay_Kay27
| 13
Or just don’t get one and live within your means
By
_THE_MASTER_
| 0
it should definitely be on one of your reports...and with the who 'took out a loan on a home' thing, it should be easy to track that person down and get your credit back
By
MyCubicleRomance
| 0
i like how thirteen trolls said it was her fault
Reply
fawfulster
| 11
Serving chowder??
Braaaaaaaaaaaaaaaaaaaarrrf *vomits*!
Braaaaaaaaaaaaaaaaaaaarrrf *vomits*!
By
bballbraceface33
| 0
HAHA but you can easily prove it wasn't you!
By
sjks
| 0
id check with your parents, if they had shitty credit they might have used your name when you were younger, i doubt any one else would be able to get your info at that age
Reply
magicsparrow
| 0
This is most likely what happened. B/c you simply cannot buy a house with just a 13yo's name & SSN. Sorry.
Reply
boatkicker
| 4
Actually yes you can. I 'bought' a house when i was 8, and another when i was 14. Thankfully mine were both paid off quickly, and later sold again.
Anyone can do whatever with the information if they're given it, and an unfortunate number of places don't even look at age. If the name and social are right, they go for it.
Anyone can do whatever with the information if they're given it, and an unfortunate number of places don't even look at age. If the name and social are right, they go for it.
By
nerdking21
| 10
Yep identity theft. it sucks
By
Hermyoni
| 0
I agree with #8 could of been someone in your family be prepared for that. My husbands mother did that to him and it wasn't til we got married that he even noticed since he had never pulled his credit report since he knew he always paid everything on time.
Reply
PandaPandaPandaX
| 0
Yeah my Dad has bank accounts and all sorts of stuff in my name which I only just found out about. They're not for my use, it's so he can save money because the bank won't take interest since I'm too young. Ass.