Money: Today, I decided I would try this feature on my banking app which...

By Checkless chick - 08/05/2013 22:21 - United States

Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML

I agree, your life sucks 27 112

You deserved it 54 485

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Same thing different taste

Bunch of bankers, the lot of them

By Alyce - 06/11/2020 02:08 - United States - Lewistown

Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML

I agree, your life sucks 1 026

You deserved it 91

Scammers scamming

By Anonymous - 30/04/2021 07:49

Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML

I agree, your life sucks 345

You deserved it 2 775

By Broke - 04/12/2013 08:27 - United States - The Colony

Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML

I agree, your life sucks 48 967

You deserved it 4 122

Return to sender

By PolarBear2020 - 16/04/2021 23:05

Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML

I agree, your life sucks 888

You deserved it 75

By Scarlet - 09/08/2016 18:01

Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML

I agree, your life sucks 13 680

You deserved it 1 141

By outagrand - 01/08/2009 14:08 - Australia

Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML

I agree, your life sucks 47 930

You deserved it 13 931

By booooo - 07/03/2011 21:38 - France

Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML

I agree, your life sucks 20 407

You deserved it 41 841

Can't buy me love

By Anonymous - 23/11/2020 04:02 - Japan - Okayama

Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML

I agree, your life sucks 661

You deserved it 437

By Anonymous - 18/09/2010 05:39 - United States

Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML

I agree, your life sucks 32 236

You deserved it 3 365

By poorman - 09/10/2009 23:22 - Canada

Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML

I agree, your life sucks 45 325

You deserved it 3 314

maskedman 9

Thursday 9 May 2013 9:25

So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.

Fluffydemise 18

Thursday 9 May 2013 9:24

Haha, checkmate. Banking app 1 Customer 0

Comments

CrookedCook 14

Thursday 9 May 2013 9:40

isn't there usually a confirmation notice for these kinds of process. the least u could have done was wait to see if it got deposited correctly.

vencku 13

Thursday 9 May 2013 9:42

Even if it said to rip it up, I would have waited for a confirmation if it was the first time I used a new app. Better hope your bank is understanding about it.

dontpanic_fml 32

Thursday 9 May 2013 11:36

The employer will issue a new check. Not a big deal, except it stinks waiting.

gunnerblaster 21

Thursday 9 May 2013 9:52

You're supposed to submit the photo of your check, retain the check for at least a weeks' time to ensure scenarios precisely like this one do not occur. I work for a Bank, so I would know. Not your fault, though - You should've been better informed by your Bank.

doodlecloud 26

Thursday 9 May 2013 11:00

Should've been better informed but still her fault for not using common sense. I hate that companies get the blame for stupid customers....that's why we have to have 'warning: may contain nuts' on packets of nuts nowadays...it's just ridiculous.

VeganVampyre 26

Thursday 9 May 2013 13:30

What bugs me is at the grocery store where I work, it's considered the cashier's fault if a customer leaves a bag behind. I'm sorry, I have other people to deal with, why can't you be a big boy/girl and think to look for YOUR items that you just paid for?! Common sense is going extinct, it's horrible.

chelseaaababyyy 17

Thursday 9 May 2013 9:54

Ouch. I would have kept it until I was sure it went through.

3rdbass 9

Thursday 9 May 2013 9:54

Gullibility? There's an app for that too.

pastispast 7

Thursday 9 May 2013 10:00

Haha owned by the smart phone. Next time on the safe side take go that extra mile and deposit your check personally at the bank. But again these days smart phones do everythig. Is there an APP for going back to undo the problem?

bestbelieve 9

Thursday 9 May 2013 10:04

Blonde moment?

iluvpeanutbutter 22

Thursday 9 May 2013 10:06

I can't believe the US even uses paychecks anymore. Even 3rd world countries use direct deposit these days.

ouibijou 15

Thursday 9 May 2013 10:37

I have direct deposit but I guess some people prefer to get checks still?

doodlecloud 26

Thursday 9 May 2013 10:54

I wasn't aware that that was the norm over there! Figured OPs situation was a one off. I too am surprised - I can't really see any benefits to using cheques, just seems really slow and dependent on losable, rippable bits of paper...

blackpuddle 30

Thursday 9 May 2013 17:27

My boyfriend uses paychecks because he's had direct deposit **** up on him too many times. OP could feel the same.

ChibiChibi_fml 27

Thursday 9 May 2013 18:06

Most places is in the U.S. still use cheques because they want the money to sit in the bank for as long as possible to earn up interest on it. They also want to make sure that the money doesn't leave too soon. I don't know if all places are the same but I do know that every time I have had direct deposit, I've been paid a night earlier than my coworkers without it. Pay day is on Friday but direct deposit goes through by ten or eleven at night on Thursday. My old bosses didn't offer direct deposit because every other payday, everything they gave out would bounce. They are still working on paying back the old employees for all the fees and such that occured.

doodlecloud 26

Friday 10 May 2013 11:41

90 - How exactly does the direct deposit **** up on him? Genuinely curious. I don't I've ever had a problem before but then I've never really thought about it much before. And 94, why can't he just set it to go through on the Friday? O_o

Angelastic_fml 18

Tuesday 14 May 2013 16:58

Yeah, it seems so anachronistic to have a smartphone alongside a cheque. I think my mum still used cheques back in the era of carphones, but not for regular things like pay.