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By Anonymous / Sunday 6 January 2013 10:01 / United States - Austin
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By  luhar

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This is how OP approached her: "Well I woke up to get me a cold pop and then I thought somebody was taking a piss. I said oh lord Jesus it’s a flood. Then I ran out, I didn’t grab no shoes or nothin’ lord Jesus, I ran for my life. And then the water got me wet, I wasn't even horny....ain’t nobody got time for that."

If you're leasing the apartment and the cause of the leak is a broken pipe (for example) then it would be the owner's responsibility. Either way, I hope you have owners / renters insurance!

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This. If you file a claim with your renter's insurance, they'll pay you and then collect from the appropriate parties, whether it's the upstairs tenant (and her renter's insurance, if she has any) or the landlord and his insurance as the owner. If you don't have renter's insurance, you're likely going to be stuck lawyering up and hauling them both into court. Good luck.

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That is exactly what I have been trying to say! Alieze people who are saying that's so mean and sue her are people who clearly do not prepare for anything. That's why they have renters insurance and car insurance and all that great stuff.

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