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By why does the world hate me / Tuesday 1 March 2016 06:23 / Canada - Toronto
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By  jake131000  |  21

Let's just say that it really depends on the person. The credit score and claims history is most important. It also depends on the quality of the insurance company. I'm Jake and I work at State Farm.

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  Seabass_Chan  |  33

It's called having tits.

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  ThatHorse  |  15

You'd think that #12, but it's rarely the case. Most insurance companies also compare the time, in years, spent driving. The less time you have with a license the higher they hike your rates.

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  Toriahh  |  21

#2 I've been driving for almost 8 years, nothing on my record and insurance on my own plan would be $300+. There's a reason I had my stepdad cosign my loan so I had to be on his plan where it's only $50 a month. Insurance rates are ridiculous.

By  jake131000  |  21

Let's just say that it really depends on the person. The credit score and claims history is most important. It also depends on the quality of the insurance company. I'm Jake and I work at State Farm.

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  spacefish966  |  18

If you're a dude ages 16-24 your insurance rates will always be extremely higher than a female driver. One of many ways dudes take it up the ass because of risk factors.

By  pjsr  |  27

Tickets often don't show up on a person's insurance for some time. If a claim was filed on your 'bumper tap' then of course that showed up immediately.

By  ftloosenfanzfree  |  7

They probably care more about ACTUAL claims like the one that was likely filed after you hit someone, than they do about hypothetical claims that might come as a result of reckless driving. It's also possible that it just hasn't hit her yet--she may see a jump in the future.

By  nitrojunky24  |  9

I'd call and bitch them out (with kindness) insurance can be negotiated a lot of the time it's not set stone my parents did when my dad got a ticket he called and the lowered it by a lot they where over charging like crazy.

By  samwilliams800  |  24

My insurance went down after I had my accident in November. But yeah, accident history credit score and a slew of other factors, including car are taken into account for this kind of thing.

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