I hate it when parents do this. You didn't ask to be born, they chose to have you, or at least keep you, and if they did that without knowing the cost of raising a child, that's their own stupid fault. Don't give her a penny OP!

First, sarcastically praise her for doing exactly what she was supposed to do as a parent, then I'd be blunt and tell her to **** off. That's the problem with some parents, they think they're owed something for being a parent, they think they can get away with whatever they want because they provided for their kid(s). Newsflash, that's your ******* job and your kids don't owe you for it. It was your mother that accepted parental responsibility after she decided to have sex and reproduce, and accepting parental responsibility comes with financially providing for your child. That is the law, if a parent doesn't do this, they can get fined, get their kids taken away, or jailed. It would be like demanding reimbursement for obeying road rules when choosing to drive, congratulations you did what was expected of you, you want a medal? You did not choose to be born, you did not choose to be a child. However, she chose to give birth to you, she chose to raise you, and you do not need to pay someone back because of the choices THEY made and took responsibility for.

You're her child not a bank. Why does she think she's entitled to receive anything for choosing to raise you?

As a parent she is obligated to provide you with basic needs until you are an adult. You don't owe her a dime, and don't let her guilt you into it.

I'm pretty sure she can't do shit if you reef use to pay her- having a child and not giving up custody of them means that you accept responsibility, especially financial, until they turn of age. So, in my opinion, if she isn't paying anything for you, politely explain that she essentially agreed to the financial loss when she kept you. If she tries to make a fuss out of it, cut off contact.

If she's like this now, I doubt you got your money's worth in your childhood.

I'm guessing her idea of childcare when you were growing up was to drop you off in the toys section of Walmart or target and check on you when she was done shopping...

Take a couple million in Monopoly money put it in an envelope and give it to her...

Show her that commercial with The old ladies who don't understand Facebook in the one who does and she goes that's not how this works that's not how anything works

I think your parents are confusing child-rearing with student loans!