Not everyone does online banking. My mom used to use cash to get money orders and mail them out to the company. She didn't use a bank. Maybe OP does it this way as well?

@19 Even without online banking, the OP should have noticed that something was amiss after the first month. His bills the following month would have arrearage charges on them. The FML only mentions that the outgoing mail was tampered with. Even if the incoming mail was tampered with though, the OP should have noticed a distinct lack of bills coming in.

And even if you don't do online banking, you still get a monthly bank statement.

Just the fact that OP didn't spend thousands of dollars that are usually spent over the course of three months should have been a big clue, even before the collection calls.

@24 Your monthly bank statement would come in the mail and get thrown out by grandma.

20 is right OP deserves it for not noticing such an obvious problem.

He could have used money orders.

Don't be an ass.

He has been paying. Grandma was throwing away the outgoing mail.

They have been paying. That's what the grandma was throwing away. The payment.

They don't care... This is some good OJ...

Probably? Sounds like op already is in debt. :P

OP did make attempt to pay the bills, but his grandma interfered with the mail before it got to the recipient.

Can you read? OP did pay the bills. Grandma unpaid them.

Your just dumb

you're*

^Owned.

Some people don't read... OP obviously did get the bills, did write the cheques, and did attempt to post them, at which point his grandma threw the OUTGOING mail in the trash without telling anyone.

#26 - OP is still at fault for not reconciling his or her bank account. Just because you write a check doesn't mean your bill has been paid.

Well excuse me for being human and accidentally misreading the post.. In either case OP deserves it, he should have noticed even when if he did receive his mail and open the statements to notice it said there was a missed payment