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112 not all the time. I'm not sure if it works the same where you live but I can cash or deposit my cheques and I have access right away. I do have to go to the bank teller rather than use the machine.

I was a teller once, and now I'm in operations and am single-handedly responsible for updating/writing my credit union's teller procedures. We would never hold a check due to an obvious error like a misspelling. Especially not for 10 days, and especially not a paycheck. Either you have a bad history with your bank or you need to switch. That's insane.

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